Loans Despite a CCJ: Why Specialist Lending Still Requires Careful ComparisonTraditional lenders may apply criteria that make borrowing more difficult for applicants with adverse credit history. Specialist lenders can sometimes take a broader view, but that does not mean eve

Seven Questions to Ask Before Choosing a Lower-Interest LoanA loan can remain part of a household budget for years, so taking a few minutes to examine the details before accepting an offer can have long-term value. The cheapest-looking option on the first screen is not neces

Debt Consolidation Borrowing: When a Smaller Monthly Payment Can Be MisleadingReducing monthly outgoings is one of the main reasons people consider combining several debts. Having more money left after repayments can provide immediate relief, but a smaller monthly figure sho

Secured Debt Consolidation: Why Homeowners Need to Compare Risk as Well as CostUsing property to support borrowing can change the range of options available to homeowners with several existing debts. It can potentially create one repayment in place of several, but the securi

What to Consider Before Borrowing for a Complete Home RenovationA full renovation can breathe new life into a tired property, but comprehensive projects can also be financially demanding. Updating kitchens, bathrooms, flooring, electrics, heating and decoration simultaneousl